Sunday, January 8, 2012

A 360-Dream: The Passion Plan Seed

            This blog was set up to present a proposal to President Obama and the U.S Government. Now I'm no expert on politics, and have no college degree, and am trying but no model citizen. I am only an American Citizen who feels that enough is enough and the time has come where we stand together and unite all views, walks of lifes, cultures and save the AMERICA we all love. The time for the blame game is over we were not built to be depressed, considered lazy, fearful, life abandoning nation, but a nation of FREEDOM, DREAMS, HONOR, RESPECT, and UNITY. Mix in the human traits of LOVE, HOPE, and FAITH we can and will reclaim our spot as one of the top nations this GREAT WORLD has to offer. HOW ? 

        I have created a business proposal that uses Government Grant Funding and Its own Income to not only launch the business dreams of thousands, but the dreams of millions all while boosting Economic growth with the production of jobs and overall consumer spending. Its the 360-Degree Program which sets it apart and raises the business workplace standard simply by using an 360-degree view point rule on all aspects of business and life. Why ?

     Now many would believe that this is a get rich quick sceme.....that I can insure you it is not. It is merly a dream from a 25 year old Black American Male, who only dreams to open his own Entertainment Company to provide smiles to the world and fulfill the dream of others, because no one has made it anywhere in life on their own including me.So I pray I plant a dream seed of support in whoever reads this blogs heart and ask that you pass it on as well as pay it forward with a compliment.

SigNicture Inc.
Co-Signer of dreams
SigNicture Inc. is a group of companies which invest/partners with local/small businesses to provide innovative, classy, professional, and eco friendly business establishments for communities of all types. While also focusing on entertainment, art and music establishments for youth, young adults, and community centers.

Company Goal
To create a business that gives loans/invest/and finds money to help sponsor new small businesses, upgrade older businesses (Ma & Pa) to compete in today’s market, while creating jobs, and a better work force by using SigNicture Inc.’s 360-degree programs and offering In-House Incentives/Benefits .

Company Divisions and Focus Areas
Immigration Work Programs
Rehabilitations Therapy/Work Programs
Recycling/Green/Eco-friendly
Minority/Small Business/Business enhancement Loans
Educational Loans/guidance/assistance

Business Philosophy: Any great dream can come true with the right support, vision, and execution. As well as being profitable and affordable while still offering great customer service.

360-Degree Programs

The 360-Degree program is a concept created by SigNicture Inc founder Nicholas Singleton which takes a very detailed and in dept look at key areas of a businesses’ structure.
Business Concepts
Employees
Promotions
Finances
Customer Service
Consumer Feedback
To help provide an all around area view of a business to help improve and maintain great business ethics and results, by providing fact supported data and assessments/evaluations for a business.
360-Degree Business Concept/Application Process

360-Financial History/ Credit Check
(Outlines/ Descriptions of both below)

360-Degree Salary and Payroll
Is a key part of the 360 programs because it helps map out different payroll options for your staff
Weekly or Bi-weekly as well as a pay rate reflective of a staff member 360-Financial History/ Credit Check.

360-Degree Employee Portfolio Program
Created by a team of SigNicture Inc. specialist this program will give a business owner a in depth bio about their employee’s all around life. From birthday information, to any illnesses, to update information of any family tragedies, and how many missed days of work.  It will provide a better understanding of a business owner’s staff.
(Information is only available to the employee and business owner while working under any 360-degree run business).

360-Degree Company Evaluation/ Business Operations Assessment
(Available to applicants applying for business upgrade loan)
This evaluation is available to current business owner(s) which was created to collect information on the business’s past years of operation financial, employee, hiring, firings, law suites, as much history as possible, the surrounding area current demographics and create an informative portfolio. After which all the business highlights are accented and any negative points brought out/up to best determine the areas in which to spend the loan for best business reform. Assessments: Will be made during the loan processing time or during a scheduled on-site observation, as well as with public feedback.

180-Degree Monthly Company Operation Evaluation
This program maps out how a company is being run from looking at the areas of a business that SigNicture Inc. feels are key components in a companies’ success.
·         Management Evaluation- A meeting with a SigNicture Inc. rep is scheduled with the management staff to discuss and review the business/employee Portfolios to go over the business’ highlights, lowlights in the companies proto call, employee attendance/performance, and any issues recorded for that month.
(This done to ensure that proper conduct/ employee treatment/and customer service first being carried out by Management and to insure no brash decisions were made)

·         Employee Relations-Questions both the owner & manager to see how well they know their employees business information and promotional highlights, as well as testing the employee on business information and promotional highlights.
(This is done to establishment not only a strong foundation between upper level and entry level employees but to help establish a strong business foundation)

·         Public Opinion- A survey/feedback is gathered from the community and surrounding businesses on overall service.
(This is done to establish a strong relationship/foundation with the community members, general public, and surrounding business to ensure maximum customer satisfaction)

·         Promotions- This takes a look at a company’s income during the different promotional periods for that month. To better assess the effectiveness of the direction in which the promotions are being directed/ targeted to ensure best financial direction on promotions.
·         Business Finances- Information on the highest selling items/transactions to aide in helping plan better promotions/inventory. As well as look at all the business expenses for that month to determine areas of cut back or invest more money into if any.


180-Degree Monthly Employee Evaluation
A once months look into an employee’s portfolio for any notes made by a owner, manager, and/or customer. While also focusing on an employee’s attendance pattern for any extreme changes in hours worked for that month. At this time all employee feedback will be gathered and added to the Company Operations Evaluation under an anonymous platform.
(If any awards or citations are to be issued it will be during this time)

360-Degree Financial/ Credit History Report
Stage 1 (30-Degree) –Current income information/Credit Report is collected and ran on applicant. As well as the requested loan information (the type of loan)/amount recorded.
Stage 2 (90-Degree) –The current households financial income/information (*including credit reports of spouse) is collected from all working people living under applicants address.
Stage 3 (150-Degree) - In this stage all current bill statements are requested and copied to be added to the applicants portfolio for further reference in future calculations.
 Stage 4 (180-Degree) - All current bank account(s) statements are copied and added to applicants portfolio as well all owned property/assets listed and valued (amount given).
Stage 5 (210-Degree)- First interview with applicant is held to find out personal financial story, the reason for any outstanding Fees on credit report, for any late or unpaid bills/tickets, any other unaccounted expenses/financial stresses calculated.
Stage 6 (270-Degree) – In this stage all of the applicants financial information is calculated into one sum and loan repayment amount is created.
Stage 7 (330-Degree)- In this stage the financial portfolio, loan amount, and repayment figure is  reviewed by our In-House finances team to see if there are any In-house charities/benefits to help relieve any major financial stresses found/recorded to reduce repayment figure.
Stage 8 (360-Degree) - The final portfolio is sent to a company rep. were a meeting is then set up and terms and conditions of repayment is determined and presented to the loan applicant if qualified.

All applicants are given full access to our In-House redirection center for further financial assistance or help toward better financial success.
*Information needed for insurance reasons.




360-Degree Business Concept/Application Verification Program     
Stage 1 (30-Degree) – Supplies the general information about the loan appliqué and the business concept/proposal.
Stage 2 (90-Degree) –We will then arrange an, formal meeting and consultation with a SigNicture representative via email or telephone, to discuss future steps.
Stage 3 (150-Degree)- The business concept and applicant information will then be sent to a review board for a further in depth look at the business concept, brand, any patent pending information, as well as applicant information.
Stage 4 (180-Degree)- After the business concept is reviewed if approved and accepted the business concept is sent to a research and marketing team that draws up the numbers to figure out potential company income and success rate.
Stage 5 (210-Degree)- Once the research team finishes up its calculations and drafts up a company income/ success rate prediction(all negative aspects of business searched), it will be added to their business portfolio and sent to next stage.
Stage 6 (270-Degree)- In this stage the applicants information is reviewed to determine what further steps if any are to be taken before granting said loan amount to applicant.
(Examples: Further education, more concept development, or any personal therapy/rehabilitation programs if any)
Stage 7 (330-Degree) - At this point in the process business portfolio is collected and sent to the E-Board for last reviews and evaluations (Negative points highlighted and discussed). The E-Board will decide if they will hear a presentation from the business applicant, as well as if the gathered information/suggestions should be implemented and taken into further consideration. If approved for the final stage an interview with the E-Board will be arranged with applicant via internet or in-person.
Stage 8 (360-Degree) – Once in the meeting the business portfolio is discussed with the applicant and the presentation has concluded the final decisions on the right direction to proceed with applicant is reviewed.
It is at this time the decision for further education or personal therapy/rehabilitation is gone over/brought up (any medical information only discussed with doctor present),(and) or the asked loan amount is discussed. After which final decisions of approval will be made and applicant notified with-in a week.

If denied the applicant will be referred to the redirection center where they will be helped and guided to different routes and options to take for business start-up/educational loans/finance options.
(All applicants are subject for re-applying at no additional cost)

It is the 360-Degree program that gives SigNicture Inc. the upper hand in the business world because of the unique design and concept that focuses on a full all around review and in-depth look at the business at hand. By following a more detailed and focused program that gathers and complies all company information into a business portfolio it will allow for a better visual of the overall business and its operations. Too help aide in making important business decisions as well as to ensure a better run and more sufficient business.
The above break-down of the 360-Degree Business Concept/Application Verification Program is one of several 360-Degree programs which illustrates that by looking at all aspects of each of the key areas of business, it can help ensure a more detailed approach to decision making that looks out for the best interest of all parties involved and highlights and defuses as many faults as possible before taking any further steps. This will moderate time spent on lesser issues of priority which will help save on overall company finances

As well as our companies 360-Degree programs we also offer an array of In-House Benefits/ Promotions which will set us apart to give us another upper hand on the business field. A few examples of which have been highlighted below:

In-House Promotions/Programs
In-House Business Recycling program- The program allows for businesses to collect trash from the surrounding business community/customers to mot only add extra income to the businesses personal account but to SigNicture Inc.’s In-house benefits/charity accounts. This program not only puts money back into SigNicture Inc.; but also helps keep the surrounding neighborhood clean which in turn increases the surrounding areas property value. This program is offered to all businesses that use the 360-degree program as well as any business owner(s) that have taken out a loan(s). A pick-up and drop off service will be provided by an outside contracted company for a very small Fee of $3 a week.

In-House Eye in the sky management service- This is a service offered that watches an owners business through specially placed cameras, from an off-site secured computer based service. The benefit of having this service is for customer and employee security as well as provides a faster response in case of emergency situations. Not to mention having an extra set eyes on business staff to ensure best quality productivity. The owners will be able to access the cameras through their phones using a special app or via online web-site.
(also a way to provide jobs to stay at home Americans

Business Cards-We will provide business cards with QR Scan codes one for their business and one for SigNicture Inc. Promoting not only both our companies but linking to the over web site accessing all of the other businesses promotions.
(Also offered to long term College employees that link to their College portfolio and personal resume)

In-House Benefits
Our unconventional In-House Benefits have been created to help out the majority of Americans in other areas of life not offered by the government or the standard company.

Extra Educational Support- This benefit will be offered through the SigNicture Inc. Company to be set up to pay for any extra school expenses including but not limited to:
School Activity Fees
Class Trips/Uniforms
Back to School Shopping
School Supply
Child-Care
School Memorabilia: such as yearbooks, school pictures, etc.

Pets Benefits/Care- This benefit is given to insure families with pets can afford to maintain/help purchase (in cases where pets are needed for medical purposes full coverage).
Vet visits
Shots
Surgery
Food
(This is given because not only will it decrease animal abandonment and attacks on the street, but animals have been shown to aide in stress relief and medical care)

Disability Benefits- Sits down with each candidate to map out the best means of financial support for their specific case.

No Job no worries Benefit- Offer to help find and arrange propone work/benefits (transportation to local area clinics, basic medical checkups and screenings, and assist with job placement).

Quick Cash- Available for any emergency situations and a fast cash source is needed such as fire damage/recovery, medical (co pay, certain medications), and certain dental care needs.
(With the use of a pay pal service, this will insure that the money is being used for said use it will backed by the office/bill collector looking to collect)


Prison Rehabilitation/ Therapy benefit- This benefit is offered to help give aide to anyone in need of mental/ psychiatric counselor. As well as provide financial support for those who are trying to rejoin the public population after coming out of incarceration in the form of job placement, professional clothing attire, and grooming/ family financial support.

Immigration Relief- We would like to create and offer a service which helps legally register/monitor immigrants around the U.S so they are permitted to legally work and obtain citizenship in the U.S. with the help of our In-House Job placement system.

College Education Non-Profit work program- Uses College Students to promote sales as well as assist in finding jobs
·         Applying insurance to those under 26 and without parents coverage
·         Providing small businesses with interns to save money, while assisting in a college students’ education.

Non-Profit College Programs Uses College Graduates, Fraternities, sororities, with education, and community programs to aid with financial stress for both parties.

*Interns play another key role in the use of saving money for businesses as well as providing College students with great resumes and onsite job training.



Smile Card- Is a card that is offered to provide people with a cash amount to use online and with private venders to provide families/people with entertainment options, and extra care needs.
(By the use of an Internet site to order the products which will be mailed, extreme couponing, and deals offered to the public we will be able to provide this service, as well as boost over-all economic income) 
  

Financial Success

All repayments will be set up after a 360-Degree Financial History and Credit Check is preformed, because the program takes a look at a person’s total financial history and bases the repayment amount in a bracket they can afford to pay financial repayment should be more successful than that of businesses past.    

Break Down Cost and Figures
$5 one-time fee
$10 monthly fee for 360-program
$15 DVD seminars/ starter package info
Online Skype consultation
$1 Delivery Fee
Total: $36

The $36 fee can be deducted from the initial loan amount which will supply automatic financial return/save money on the costumers end.

   


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